Private Policy

August 14, 2024

This Privacy Policy explains how Advanced Financial Software Ltd. Co. http://afsweb.afshq.com collects, uses and discloses personal information about customers.

This Privacy Policy applies to the following Apps developed by Advanced Financial Software Ltd. Co. :

Advanced Financial Software develops a financial software application named AFS Vanguard to handle the small loan industry, and it is used by companies to manage their loan office. These companies have contact with customers.

COLLECTION OF PERSONAL INFORMATION

Every company that uses the AFS Vanguard software application collects customer information at its offices during the in-person registration process. The main data collected are: full name, address, city, state, zip code, phone number, email, social security number, date of birth. The collected information is stored in the AFS vanguard application database, located in a cloud service with the security levels of data centers.

Customer information is stored in cloud databases while the customer remains registered with the company and it is not shared with third parties.

The mobile App does not request additional personal information, nor does it add or modify information registered by the customer in the office registry.

USE OF PERSONAL INFORMATION

Advanced Financial Software has a mobile App used by the customers as a complement to stay in touch with their information about their personal loan. The mobile App connects to the database, where customer information is stored.

No one can register on the mobile App without first registering with AFS Vanguard at an office and agreeing to the terms and conditions.

To use the mobile App, the customers must have their ID obtained in the registration process at an office, their date of birth and the last four numbers of their social security number. This information is used to identify the customer and allow them to sign-up to use the mobile App.

TEXT MESSAGE COMMUNICATIONS

In the sign-up procedure a Two-Factor Authentication (TFA) is used with a four-digit verification code; TFA is sent via SMS text message to mobile phones. Once the code verification is validated, username and password are required and are recorded in a cloud database.

The mobile App only uses the SMS service to send the TFA code at the time of new registration or change of password and username.

Customers can receive status notifications and reminders in the mobile App.

The mobile App does not use customer information to send publications for marketing/promotional purposes.

CONTACT INFORMATION

For any questions or concerns about this Policy, please email ulisesg@afsvanguard.com